Easi Steps offer purchasers who are in full time employment the opportunity to purchase a property from our approved list of developments, with an initial deposit. Purchasers can move into their new home and make regular monthly deposit payments for an agreed period before completing the purchase. Purchasers live in the property rent free during this period (maximum completion period 2 years).
Simply visit one of our approved developments and reserve a property of your choice with the selling agent. Easi Steps will process your application and speedily inform you should you be approved.
Once you have been approved you will be in a position to sign contracts for the purchase with your solicitor.
Following exchange of contracts you can move into the property.
How Much does it Cost?
Once you have the ability to pay an initial booking deposit, make monthly deposit payments and are successfully approved, you may live in the property rent free during the agreed period.
How much do I pay monthly?
This depends on the purchase price of the property. See the example below
| Purchase Price | €150,000 |
| Initial Deposit | €5,000 |
| Monthly Deposit Installments | €833.33 |
| Term | 12 Months |
For a full and more detailed quote please fill in our on line application form or speak with one of our advisors.
How do I get One?
It could not be easier!
Choose a new home from any of the developments participating in the Easi Steps scheme. Fill in our on line application form. Following provisional approval, you will need to supply some documents to support your application, like for example bank statements, appropriate Life Assurance Policy, wage slips, credit check etc.
If the house you want to buy is not in any of our pre approved developments please contact us directly and we can liaise with the developer on your behalf.
Once our advisers receive your completed application and copy of your credit report, you should have a decision within 48 hours as to whether or not your application was successful. Once we receive the signed documents we will send confirmation of approval to your solicitor in time for the exchange of contracts.
The sale of the property will complete on the date agreed upon by you and the developer.
The agreement you will be required to sign is an important legal document and you should read and understand it completely before you sign it.
We would suggest that you take Independent legal advice before purchasing under the Easi Steps Purchase Plan.
What Happens if the Sale does not Complete?
Should you, the purchaser, fail to complete the sale for whatever reason any deposits already paid will be kept by the developer. The title of the property will remain with the developers until receipt of the full funds.
BENEFITS OF EASI STEPS
The Easi Steps Purchase Plan is the easiest way to secure your dream property without having to pay an upfront cash deposit of more than €5,000. It allows you the benefit of living in your new home rent free, thus enabling you to accumulate the required deposit. Its New Homes Purchase made Easi!!
HOW LIKELY AM I TO BE APPROVED?
A quick chat with one of our advisors will give us a good idea of your suitability and your likelihood of approval.
As a rule of thumb however, if
- you are over 18 and live in Ireland
- you have a good credit history
- you can obtain suitable life assurance
- you are in full-time employment
- you can show that you have ability to make your monthly deposit payments on time
- the property you want to purchase is in one of our Easi Steps Approved Developments you have an excellent chance of being approved to buy under the Easi Steps Purchase Plan.
